Real estate credit
We provide secured loans backed by residential and commercial real estate across the UK
We have invested successfully through all market cycles and across the entire risk spectrum. Our portfolio includes a diverse range of unregulated financing solutions such as bridging, refurbishment, and development loans. We conduct direct lending and provide funding to other reputable lenders, enabling them to extend their reach and deliver tailored financing solutions to borrowers. With a commitment to flexible and responsive lending, we support a variety of real estate projects that drive sustainable growth while fostering strong partnerships across the industry.
We have a 100% track record of never losing capital on any of our loans
Bridging
Loan size: £250k - £20m
Term: 3- 12 months
Maximum LTV: 75%
Refurbishment
Loan size: £250k - £20m
Term: 3- 12 months
Maximum LTV: 70%
Development
Loan size: £250k - £20m
Term: 3- 24 months
Maximum LTV: 65%
Case Studies
Bayswater & Chelsea Portfolio, London
| Valuation: £14.00m | Term: 12 months | Date: 2026 |
Loan secured against a prime Central London residential portfolio spanning Bayswater and Chelsea.
The portfolio was fully let, providing strong income coverage.
The loan refinanced an existing high street bank facility, providing the borrower, an offshore entity with a complex structure, a bridge to sale.
To support speed and efficiency, we utilised joint legal representation, delivering meaningful savings in both time and cost while ensuring a smooth execution process.
Hampstead, London
| GDV: £3.50m | Term: 12 months | Date: 2026 |
Loan secured against a freehold block of three flats near the prestigous Hampstead Heath, acquired in a dilapidated condition and offering clear scope for asset repositioning.
The facility was provided to assist with the acquisition and subsequent refurbishment of the property into a block of high-end flats, with value to be unlocked through reconfiguration, planning optimisation and an enhanced specification throughout.
Leveraging our local market knowledge and strong conviction in the asset, we were able to be more competitive than other lenders on both pricing and leverage.
We have been consistently providing finance against residential and commercial properties across the UK since 2020
West Hampstead, London
| GDV: £2.35m | Term: 12 months | Date: 2026 |
Refurbishment facility secured against a freehold mixed-use block.
The loan supports the borrower’s conversion of the upper parts into three self-contained flats, repositioning the asset and enhancing overall value through improved layout and specification.
The sponsor is experienced, with a strong track record and an established presence in the local area, providing additional comfort on delivery and exit.
To support speed and efficiency, we utilised joint legal representation, delivering meaningful savings in both time and cost while ensuring a smooth execution process.
Enfield, Greater London
| GDV: £1.50m | Term: 18 months | Date: 2026 |
Development facility to support a ground-up residential scheme, comprising three luxury houses.
The loan funds the works through to completion, enabling the delivery of high-quality single-family homes, with a focus on design, specification and end-buyer appeal.
While not a typical transaction for us, we were comfortable proceeding given the strength of the sponsor, the quality of the proposed scheme and the underlying fundamentals of the location.
The facility was structured to align with the build programme, providing certainty of funding and flexibility throughout the development.
Contact Us
Reach out if you have opportunities to share or if you're interested in partnering with us
